SPDX-License-Identifier: CC-BY-4.0 The SPECIFICATION PROSE and documentation (/spec, and the .md documents in this project) are licensed under the Creative Commons Attribution 4.0 International licence (CC-BY-4.0). Copyright (c) 2026 the Lending Deal-Package Readiness contributors. You are free to share and adapt this material for any purpose, even commercially, provided you give appropriate credit, link to the licence, and indicate if changes were made. Full licence: https://creativecommons.org/licenses/by/4.0/legalcode The SCHEMA and CODE are licensed under Apache-2.0 — see LICENSE. [HUMAN — before public release] Confirm CC-BY-4.0 is the intended docs licence and either paste the canonical legalcode or keep this SPDX + deed link (both are valid).