Lending Deal-Package Readiness — NOTICE / ATTRIBUTIONS
======================================================

This standard is composed from, or informed by, the sources below. Content is
drawn ONLY from public-domain / open sources; member-licensed standards are used
as concept-only coverage checklists and are NOT copied (see ip-process.md).

Copyright (c) 2026 the Lending Deal-Package Readiness contributors.
Schema/code: Apache-2.0 (LICENSE). Docs: CC-BY-4.0 (LICENSE-docs).

Content sources (attribution required where noted)
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* FIBO — Financial Industry Business Ontology. (c) EDM Council / Object
  Management Group. Licensed MIT. Used for the party / legal-entity / LEI model
  (crosswalks/schema-to-fibo.json). [HUMAN: include the FIBO MIT notice verbatim.]

* SBA Forms 1919 & 413 — U.S. Small Business Administration. Works of the U.S.
  federal government, public domain (17 U.S.C. s.105). Used for the guarantor /
  personal-financial-statement content (crosswalks/schema-to-sba.json).

* UK Open Banking / OBIE standards — affordability/bank-data field shapes
  (concept reference). [HUMAN: confirm licence + notice.]

* Companies House (UK), FCA Register — the live verification sources the AskVouch
  reference producer uses; not redistributed here.

Concept-only sources (NOT copied — coverage checklists only)
------------------------------------------------------------
MISMO, ACORD, FDX, SBFE, LSTA, Fannie/Freddie URLA/ULDD, XBRL/FAF taxonomies.
Their field names, datapoint identifiers, and structure are NOT reproduced in
this repo. See ip-process.md and the Std-1 licence-verification log.

Nothing in this repo is legal advice. Licence terms of every source must be
verified (ip-process.md) before publication.