{
  "standard": "lending-deal-package-readiness",
  "schema_version": "0.5.0",
  "catalogue_version": "0.11.0",
  "entity": {
    "legal_form": "ltd",
    "jurisdiction": "GB"
  },
  "producer": {
    "name": "Example Origination Ltd",
    "role": "origination platform",
    "fca_status": "appointed_representative",
    "fca_frn": "000000",
    "principal_name": "Example Principal Ltd",
    "contact": "packs@example.invalid"
  },
  "sections": {
    "business_identity": {
      "company_name": {
        "value": "Example Trading Ltd (synthetic)",
        "provenance": {
          "kind": "verified",
          "source": "companies_house",
          "via": "GET /company/00000000",
          "date": "2026-07-13"
        }
      },
      "company_number": {
        "value": "00000000",
        "provenance": {
          "kind": "verified",
          "source": "companies_house",
          "date": "2026-07-13"
        }
      },
      "legal_form": {
        "value": "ltd",
        "provenance": {
          "kind": "verified",
          "source": "companies_house",
          "date": "2026-07-13"
        }
      },
      "company_status": {
        "value": "active",
        "provenance": {
          "kind": "verified",
          "source": "companies_house",
          "date": "2026-07-13"
        }
      },
      "lei": {
        "value": null,
        "provenance": {
          "kind": "not_collected",
          "label": "LEI (optional for SME packs)"
        }
      },
      "trading_name": {
        "value": "Example Trading",
        "provenance": {
          "kind": "self-declared"
        }
      }
    },
    "financials": {
      "turnover": {
        "value": 1250000,
        "provenance": {
          "kind": "self-declared"
        }
      },
      "accounts_overdue": {
        "value": "on time",
        "provenance": {
          "kind": "verified",
          "source": "companies_house",
          "date": "2026-07-13"
        }
      },
      "statutory_accounts": {
        "value": "accounts-2025.pdf",
        "provenance": {
          "kind": "document",
          "checked": true,
          "ref": "r2://cases/1/statutory/uuid_accounts.pdf"
        }
      }
    },
    "banking": {
      "bank_statements": {
        "value": "6mo-statements.pdf",
        "provenance": {
          "kind": "document",
          "checked": true,
          "ref": "r2://cases/1/bank/uuid_statements.pdf"
        }
      },
      "monthly_credit_turnover": {
        "value": 104000,
        "provenance": {
          "kind": "verified",
          "source": "open_banking",
          "date": "2026-07-12"
        }
      },
      "dscr": {
        "value": 1.6,
        "provenance": {
          "kind": "verified",
          "source": "open_banking",
          "date": "2026-07-12"
        }
      }
    },
    "people": {
      "active_officers": {
        "value": "A. Director, B. Director (2 active officers)",
        "provenance": {
          "kind": "verified",
          "source": "companies_house",
          "date": "2026-07-13"
        }
      },
      "director_disqualified": {
        "value": "none disqualified",
        "provenance": {
          "kind": "verified",
          "source": "disqualified_directors_register",
          "date": "2026-07-13"
        }
      },
      "sanctions_pep": {
        "value": "clear",
        "provenance": {
          "kind": "verified",
          "source": "sanctions_screen",
          "date": "2026-07-13"
        }
      }
    },
    "guarantor": {
      "guarantee_required": {
        "value": true,
        "provenance": {
          "kind": "self-declared"
        }
      },
      "guarantee_type": {
        "value": "personal",
        "provenance": {
          "kind": "self-declared"
        }
      },
      "guarantee_amount": {
        "value": 50000,
        "provenance": {
          "kind": "self-declared"
        }
      },
      "guarantor_name": {
        "value": "A. Director",
        "provenance": {
          "kind": "self-declared"
        }
      },
      "personal_financial_statement": {
        "value": "pfs-413.pdf",
        "provenance": {
          "kind": "document",
          "checked": true
        }
      },
      "guarantor_net_worth": {
        "value": 180000,
        "provenance": {
          "kind": "self-declared"
        }
      },
      "guarantor_sanctions_pep": {
        "value": "clear",
        "provenance": {
          "kind": "verified",
          "source": "sanctions_screen",
          "date": "2026-07-13"
        }
      }
    },
    "the_ask": {
      "amount": {
        "value": 75000,
        "provenance": {
          "kind": "self-declared"
        }
      },
      "purpose": {
        "value": "new fit-out and equipment",
        "provenance": {
          "kind": "self-declared"
        }
      },
      "candidate_products": {
        "value": "asset finance, secured term loan",
        "provenance": {
          "kind": "verified",
          "source": "structuring_need_map",
          "date": "2026-07-13"
        }
      },
      "term_months": {
        "value": 48,
        "provenance": {
          "kind": "self-declared"
        }
      }
    },
    "declarations": {
      "truth_statement": {
        "value": "I confirm the information in this pack is true and complete — signed 2026-07-13",
        "provenance": {
          "kind": "self-declared"
        }
      }
    }
  },
  "readiness": {
    "status": "oven-ready",
    "attested": true,
    "attestation": {
      "attested_by": "A. Director, director of the applicant",
      "attested_at": "2026-07-13",
      "statement_ref": "sha256:9f2c...truth-statement"
    },
    "conformance_level": "L3-attested",
    "missing": []
  }
}